Classic Car Insurance

Classic Car Insurance
Request a Classic Car Quote
Request an online classic car quote from The Hartford’s trusted partner Hagerty, a leader in classic car insurance. When you click, you will be directed to the Hagerty website.
Start Quote
Trust The Hartford
We work with Hagerty because we want the best for our customers. Hagerty is a leader in classic car insurance and is trusted by owners of over 1 million classic cars.
Classic Car Insurance Requirements

Classic and Collector Car Insurance

We know you’re proud to own such a beautiful vehicle. We’re here to help make sure your prized possession has the classic car insurance it needs. In fact, we’ve helped customers get the right auto insurance for years.
Classic Car Insurance Quote

Do You Need Collector or Classic Auto Insurance?

Not every car qualifies for classic auto insurance. To get coverage, your vehicle needs to be a “spare” car that’s used for pleasure and not needed on a regular basis.
To learn more, speak with a Hartford/Nutmeg agent at 800-555-2510 and get your classic car insurance quote today.
Collector Car Insurance

Your Vintage Cars Deserve the Best Classic Car Insurance

We know that collector cars are more than just a vehicle. They’re passion projects, cherished heirlooms and investments. That’s why you’ll want quality car insurance coverage to help pay for repairs when you need them. This is especially true because replacement parts can be costly and hard to find.

Benefits and Classic Car Discounts From The Hartford

With a policy from us through our Nutmeg Insurance Agency, you can:
  • Receive classic car discounts on your collector car insurance rates if you have anti-theft devices like alarms or tracking equipment.
  • Save money on your classic auto insurance bill by taking an approved defensive driving or accident prevention course.
  • Enjoy roadside assistance 24/7, with guaranteed flatbed towing that uses cloth straps to protect the physical condition of collector vehicles.
Hartford Classic Car Insurance

Classic Car Insurance Coverage You Need

Repairing and replacing a classic, antique or collector vehicle can be expensive. That’s why you need the right amount of classic car insurance. Your car’s value determines your policy amount, and the agent you work with will make sure the car insurance coverage you get provides the protection you need.
AARP car insurance

AARP Auto Insurance 101

Learn more about the AARP Auto Insurance Program from The Hartford in this video.

Get Coverage for Your Classic Car

To get your classic car insured, customize your coverage with the AARP® Auto Insurance Program from The Hartford1 today. Through the Nutmeg Insurance Agency, you’ll find coverage that’s designed to protect your rare vehicle at a lower rate.
Get your classic car insurance quote or answers to any of your questions by speaking with a Hartford/Nutmeg specialist today at 800-555-2510.

FAQs About Classic Car Insurance

The average cost of car insurance varies depending on the type of classic vehicle you have and other factors like your:
  • Driving history
  • Vehicle type
  • Average miles driven in a year
  • Coverage limits
  • Deductible amounts
Each car insurance company has different classic car insurance requirements to qualify for coverage. Some may require a clean driving history, limits on how many miles are driven, or safe storage conditions, like always keeping it in a garage.
Learn more about car insurance requirements for classic cars.
In a policy that’s based on agreed value, some classic auto insurance carriers state a certain insured amount for repairs or replacement of the car. Typically, an insurance company and policyholder come to an agreed value by going through documentation like appraisals, photographs and receipts.
Your standard auto insurance helps protect the car or vehicle you regularly use. Your classic car insurance helps protect cars that are 10 or more years old that are not used as an everyday vehicle. In most cases, your classic car insurance will be cheaper than your standard auto policies.
No. While classic auto insurance helps cover events like parades and car shows, it also protects you if you need to occasionally drive for other reasons.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
To learn more, read through our auto insurance definitions page.

More Information About Protecting Your Car

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and final risk acceptance, and may not be available for all risks or in all states.
This Program may either be underwritten through Hagerty Group, LLC by Essentia Insurance Company (“Essentia”) or by one of the affiliated companies of American Modern Insurance Group, Inc. (American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company) (“American Modern”), through Nutmeg Insurance Agency Inc., an affiliate of Hartford Fire Insurance Company. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Essentia and American Modern.
Hagerty policies are written by Essentia Insurance Company, through Nutmeg Insurance Agency, an affiliate of The Hartford Fire Insurance Company. Hagerty is a trusted partner of The Hartford with no direct relationship to AARP.
Additional disclosures below.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.