Yoga Insurance & Pilates Insurance

Do Yoga Instructors Have Insurance?

Running a yoga studio means you’ll face unique challenges. Our business insurance can help cover:

Medical expenses for students or workers injured at your business
Replacing equipment if it’s been stolen
Damages to your business’ building

For most yoga teachers, there are a few types of liability insurance coverages that are especially important, including:

General liability insurance
Professional liability insurance
Workers’ compensation insurance
Commercial property insurance

To learn more about yoga teacher insurance, get a quote today.

How Much Does Yoga Insurance Cost?

Some factors that influence how much yoga instructors will pay for coverage include your:

Type of assets
Property owned
Number of employees
Size of payroll
Claims history

To learn more about yoga studio insurance costs, get a quote today. We’re an insurance company known for quality customer service. We can help you find the coverage you need at the right price.

Who Needs Yoga and Pilates Insurance?

We offer business insurance coverage for many types of Pilates and yoga classes, including:

Integral
Kundalini
Restorative
Hatha
Ashtanga
Yoga Nidra
Hot yoga
Yin yoga
Vinyasa
Iyengar
Pilates
Power yoga

To learn more about insurance for Pilates and yoga businesses, get a quote today. You can count on us to find the coverage you need at the right price. We’ll also help explain your policy’s annual aggregate limit.

What Type of Insurance Do I Need To Teach Yoga?

Like most businesses, yoga teachers can benefit from a Business Owner’s Policy (BOP). This policy combines business property and business liability insurance into one convenient policy. It can help cover your yoga or Pilates business from things like fire, theft or other covered disasters.

Protecting Your Yoga Operations

Whether you’re helping a student stretch or teaching a difficult pose, accidents can happen. That’s why it’s important to protect your yoga studio with business insurance tailored to your needs.

Nearly two-thirds of yoga injuries impact the lower part of the body including hamstrings, knees, hips, ankles and feet.¹

Power Outage

“A transformer caught on fire down the street from our yoga studio. We lost power for a week and couldn’t reopen until it was restored.”

Business income for off-premises utility services can help cover lost income that results from an interruption in utility services.

Student Injuries

“One of my students tripped in the locker room before class and sprained her ankle. She ended up needing medical attention right away.”

General liability coverage can help pay for medical treatment costs if a customer or client hurts themselves while at your business.

Taking Care of Your Team

Your employees can face injuries on the job, whether they’re over stretching or demonstrating difficult yoga moves. Protect your business and employees with the right business insurance coverages.

In 2021, small businesses employed 61.2 million workers.²

Customer Injuries

“A client needed help improving her yoga pose. We offered advice that we give out regularly, but this client claimed it caused her an injury, so she filed a lawsuit against us.”

Professional liability insurance is an important yoga liability insurance coverage. It can give you peace of mind by helping cover any errors or omissions in your products or services. It can help pay for claims of inaccurate advice.

Employee Injuries

“Our instructor was demonstrating a yoga move to our advanced class when he felt a sharp pain in his wrist. Turns out he had a sprain and needed physical therapy to recover.”

Workers compensation insurance covers work-related injuries and illnesses. This policy can help pay for the medical costs of a bodily injury that your employee receives on the job.

Protecting Your Yoga Business’ Property

Disasters can happen at any time. To protect what you’ve invested in your Pilates or yoga studio, you’ll want the right business insurance to protect your yoga studio.

Yoga studios typically cost around $25,000 to $100,000 to start.³

Property Damages

“A fire broke out from a faulty light after we had closed for the evening. Thankfully, no one was injured, but it caused devastating damage to the studio. It took three months until we could reopen.”

Commercial property insurance can help protect owned and rented property that you use to operate your business, including your:

Building
Equipment
Tools
Inventory
Furniture
Personal property

Auto Accidents

“Our yoga instructor was on her way to teach a class when she was rear-ended. She was okay, but the car needed some serious repairs.”

Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business.

Find out more about other beauty and wellness professions we insure:

Yoga Studio Insurance That Has Your Back

Get the protection you need to help keep your yoga studio successful.

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Yoga Insurance

Flexible Insurance for Yoga and Pilates Businesses