AARP Car Towing Insurance Coverage From The Hartford

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

What Is AARP Towing Insurance Coverage From The Hartford?

AARP towing If your car breaks down on the side of the road, one of your first questions might be, “does car insurance pay for towing?” If you have AARP® car towing insurance from The Hartford, also known as towing and labor insurance, then the answer is yes.
This car insurance coverage can help pay the cost of towing your vehicle, whether your car is in your driveway or 100 miles from home. No matter where it is, we’ll help pay for the tow truck company to get your car and even pay the labor costs for any repairs done at the site of your car’s breakdown.

Does Car Insurance Cover Towing?

Yes, if your car insurance includes towing insurance. This optional coverage can help pay to bring your vehicle to the nearest repair shop for you. However, it does not cover the cost of any parts you might need to finish roadside repairs. You’re responsible to pay out of pocket for those.

Why Is Car Towing Insurance Important?

towing insurance Towing and labor insurance can help give you peace of mind, knowing you’re covered for the moments that may leave you stranded. For example, if your car breaks down and needs a new battery, this coverage can help pay the fee for the mechanic from one of your local tow truck businesses to replace the dead battery. It doesn’t, however, cover the cost of the actual new battery.
Or, let’s say you run out of gas on the highway. This coverage can help pay for a fuel delivery to get you back up and running. Without this coverage, you’ll be stuck paying the cost of towing your car.
If you have a separate roadside assistance membership, you may not need towing insurance. And, depending on where you live, the availability of towing coverage can vary. In order to get towing insurance, you must have comprehensive auto coverage on your vehicle.
In addition to towing insurance, we can also help you protect yourself fully with other insurance coverages, like liability coverage, including:

How Does Getting Your Car Towed Work?

If your auto policy from us has towing and labor coverage, you automatically have access to RESCUE 1-800.® When you need help, call RESCUE 1-800® at 800-322-7789 for AARP roadside assistance from The Hartford. When you call, explain your problem to the customer service representative and give them your:
  • Name
  • Location
  • Auto Insurance Policy Number with The Hartford
You can also download and print out your own RESCUE 1-800® card. Once you do that, you can write your auto policy number on the card and follow the steps if you need emergency roadside assistance service. 

Tow Invoice Reimbursement Process

If you have towing and labor coverage, but also have towing or roadside assistance through another service other than RESCUE 1-800,® there are two options to submit your request for reimbursement. You can either:
Be sure to provide your:
  • Policy number
  • Name and contact number
  • Vehicle make, model and year
  • Policyholder email address, if available

Get a Towing Insurance Quote

emergency towing Ready to learn more about car insurance towing coverage? Your best strategy is to work with a trusted insurance company, like us. Remember, AARP members receive discounts on car insurance from The Hartford. Get your car insurance quote today.

Emergency Towing & Road Service

Even the most prepared drivers can run into the unexpected from time to time. Chances are that, at some point, you will need roadside services because you:
  • Lock the keys in your car
  • Sustain physical damage to your car, like a flat tire
  • Run out of gas and need a fuel delivery
  • Have a dead battery
If you have towing and labor coverage with us, you can get help from RESCUE 1-800® by calling 800-322-7789.

Helpful Links

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Towing & Labor

Learn more about towing & labor in this video.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, MI and MN, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Hartford Underwriters Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
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